Types of Motorbike Insurance

Honda motorbike insurance used to be sky high, but thanks to people choosing bikes as their main mode of transport in higher numbers these days, premiums have dropped considerably and as a result have become much more reasonable. Nowadays, customers have a myriad of options when it comes to which insurance company they choose to get their cover. We have dealt with how certain factors will affect your final premium in another section but here we deal with the different types of cover options you can choose from.

The 3 Main Types of Motorbike Insurance Cover:

3rd Party Only Motorcycle Insurance
This is a very popular option when it comes to people who are operating on a tight budget and who can’t spend much on luxury extras in their insurance premium. It basically only covers other road users if they are in an accident with you, you will not recceive anything. A risky, but also, a cheap motorbike insurance option.

3rd Party, Fire and Theft Motorbike Cover
This is exactly the same as the option above but it also covers your bike if it is stolen or set on fire. A good option if you don’t have too much to spend on your insurance policy.

Fully Comprehensive Insurance Cover
This option covers you when you damage or wreck other road vehicles and it also covers your costs in such an event. This is the best type of cover and we highyl recommend you go with Comprehensive (although you will pay a little extra for such a policy).